fbpx
your-home-buying-plan

Your Home Buying Plan

Xavier Dean Realty believes that San Diego is more than just a place to live. From the north county’s scenic hills and beaches, to the south bay’s cultural diversity and natural wildlife, our team wants to share the San Diego life with you.

phase1

Outlining Your Objectives

  • What is your motivation to buy?
  • What price range are you considering?
  • When is your timeline to move?
  • What are your ideal features and “non negotiables?
  • What are you looking for in a neighborhood?

 

Planning & Preparation

  • Your Realtor will discuss objectives and processes.
  • Select a lender and begin loan approval process.
  • Obtain a loan approval letter.
  • Discuss buyer-broker agreement.
  • Your realtor will help research neighborhoods with you.

 

Understanding the Market

  • Analysis of recent transactions.
  • Review contracts and timelines.
  • Personal timing and seasonal considerations.
  • Supply v demand and micro v macro.
phase2

Finding Your Home

  • Browse and review online listings with your Realtor.
  • Review how online websites work with your Realtor.
  • Notifications of new and off market properties.
  • Attend open houses with your Realtor.
  • Select your ideal home.

 

Offers & Negotiation Strategies

  • Learn about the Purchase Contract from your Realtor.
  • Discuss multiple offer strategies (if needed).
  • Offer presentation and highlighting your buying strengths.
  • Negotiate to optimize price and terms.
  • Acceptance and offer (counter offers if needed).
phase3

Escrow Process

  • Notify escrow of acceptance and send fully executed contract.
  • Wire initial deposit to escrow per terms of agreement.
  • Notify lender to begin loan process and order appraisal.
  • Sign and return opening packet to escrow instructions.
  • Contact insurance agent regarding homeowner coverage.
  • Provide escrow with title information.

 

Inspections & Disclosures

  • Schedule all desired home inspections, including termite reports.
  • Approve or negotiate repairs based on inspection reports.
  • Review and approve all seller and state required disclosures.
  • Review and approve preliminary title report
  • Meet deadlines and remove contract contingencies.
  • Schedule final walk through prior to close of escrow.
  • Transfer utilities to new house.
phase4

Closing

  • Review closing statement from escrow.
  • Sign loan documents and arrange wire.
  • Closing, get the keys and celebrate!

Working Together Again

  • Stay in touch!
  • Staying informed on market and home equity.
  • Referrals, testimonials and reviews.

The company's ultimate vision is to allow clients to experience properties at their own convenience with up to the minute accuracy while understanding and appreciating their client’s real estate needs. Given the countless moving parts in a real estate transaction, clients can depend on the Xaiver Dean Realty to do all the legwork. Their vetted service partners will ensure that client’s listings shine, inspections are honest, and settlements are smooth.

Your Dream Home
Is Right Around The Corner